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Uwe's [aka JaDa] Blog

"The difference between genius and stupidity is that genius has its limits."

loans that change lives

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We Let You Loan to the Working Poor

Kiva's mission is to connect people through lending for the sake of alleviating poverty.

Kiva is the world's first person-to-person micro-lending website, empowering individuals to lend directly to unique entrepreneurs around the globe.

The people you see on Kiva's site are real individuals in need of funding - not marketing material. When you browse entrepreneurs' profiles on the site, choose someone to lend to, and then make a loan, you are helping a real person make great strides towards economic independence and improve life for themselves, their family, and their community. Throughout the course of the loan (usually 6-12 months), you can receive email journal updates and track repayments. Then, when you get your loan money back, you can relend to someone else in need.

Kiva partners with existing expert microfinance institutions. In doing so, we gain access to outstanding entrepreneurs from impoverished communities world-wide. Our partners are experts in choosing qualified entrepreneurs. That said, they are usually short on funds. Through Kiva, our partners upload their entrepreneur profiles directly to the site so you can lend to them. When you do, not only do you get a unique experience connecting to a specific entrepreneur on the other side of the planet, but our microfinance partners can do more of what they do, more efficiently.

Kiva provides a data-rich, transparent lending platform. We are constantly working to make the system more transparent to show how money flows throughout the entire cycle, and what effect it has on the people and institutions lending it, borrowing it, and managing it along the way. To do this, we are using the power of the internet to facilitate one-to-one connections that were previously prohibitively expensive. Child sponsorship has always been a high overhead business. Kiva creates a similar interpersonal connection at much lower costs due to the instant, inexpensive nature of internet delivery. The individuals featured on our website are real people who need a loan and are waiting for socially-minded individuals like you to lend them money.

Kiva Fellows Program

The Kiva Fellows Program offers individuals a rare opportunity to travel abroad and witness firsthand the impact and realities of microfinance, by working directly with a host microfinance institution (MFI). The Kiva Fellow is an unpaid, volunteer based position designed to increase Kiva's impact and to offer participants a unique insider experience. Past participants have found the fellowship to be a great first step in a career in microfinance or international development.

Application Deadlines — Send in your complete application prior to the appropriate deadline. Due to the large volume of applicants, incomplete applications will not be considered. Applications sent in after the deadline will be included for the following round.

Class - Application DeadlineIn-house Training DatesDeparture Dates
KF9 - June 1, 2009September 21-25, 2009, San FranciscoOctober 1-7, 2009
December 1-7, 2009
KF10 - October 1, 2009Five days in mid-January, 2010, San FranciscoFebruary 1-7, 2010
April 1-7, 2010
KF11 - February 1, 2010Five days in late May, 2010, San FranciscoJune 1-7, 2010
August 1-7, 2010
KF12 - June 1, 2010Five days in mid-September, 2010, San FranciscoOctober 1-7, 20010
December 1-7, 2010



Successful Kiva Fellows tend to share certain skills and characteristics:
Overseas experience (preferably in developing countries)
High degree of flexibility, self-motivation and problem solving
Excellent writing skills
Enthusiasm for Kiva!
Familiarity and comfort with various web applications
Dedication to working in the field with a microfinance institution
Ability and commitment to fundraise for their trip
Sincere interest in microfinance
Longer stays (4 months +) are preferred


Furthermore, past Kiva Fellows with the following skills have found great success in the program:
Fluency or advanced communication ability in French, Spanish, Russian, or other language in a country where Kiva has a presence
Background in economics/finance/consulting will greatly enhance your ability to provide support to the host MFI

Kiva Fellow Core Responsibilities:
The Kiva Fellow is an integral part of the Kiva Team, acting as Kiva's eyes and ears in the field and helping to extend limited resources to maximum effect. Kiva Fellows fulfill tasks set out in a Work Plan, defined by Kiva along with the host microfinance institution (MFI).
Facilitate Connections between Kiva's Borrowers and Lenders
Your journal entries, business postings and blog entries will help build the rich content that bridges our borrowers and lenders and makes Kiva's model work!
Interview no less than 15 businesses per week to assess loan impact, verify data, and gather information for journal updates
Develop innovative ways to facilitate connections via creative journaling, YouTube video and other means
Write a blog entry every two weeks on the Kiva Fellows Blog
Promote awareness of the host MFI and its programs to the Kiva lender community
Promote an understanding of the Kiva lending community to borrowers
Assist Communications and Maximize the host MFI's Partnership with Kiva
Tasks may include some or all of the following:
Assist the host MFI to regularly collect and post borrower profiles for funding onto the Kiva website
Observe, learn and document the MFI's operations and its use of the Kiva platform, including recommendations as appropriate
Transfer skills to MFI staff on Kiva processes, policies and best practices
Create working documents and templates for the MFI to use during and post-fellowship
Complete additional projects for the MFI as time allows and skills match needs
Support Kiva's Mission, Product and Procedures
As a Kiva Fellow, your work will help support Kiva's product, marketing and organizational development. Your consistent feedback is invaluable to Kiva's growth.
Communicate regularly with Kiva
Understand and promote Kiva Policies
Provide updates and feedback through weekly progress reports and a final end-of-fellowship report within one month of returning
Create Entrepreneur Press Profiles, as frequently as possible
Complete other tasks for Kiva as needed

http://www.kiva.org/app.php

Concept Phone Of The Future Nokia E97 'Envelop' by Fabien Nauroy

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A young design student Fabien Nauroy from the Creapole ESDI, creation and management school in Paris, France has managed to came up with an awesome phone concept that smashes together eye catching design, beautiful style and the innovative form factor combined with supreme functionality and is a real pleasure to look at.

It seems that Fabien has the imagination that most of the famous Nokia’s designers are looking for!

Nokia E97 'Envelop' look gorgeous and is revolutionary enough to shock and change the whole Smartphone world, change our perception of the mobile phones and increase exceptions, simply awesome creation!



Nokia e71, why I am so exited about it!

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Why I am so exited about my Nokia e71?

The reason is, I am in love with it.
My Nokia e71 screenshots

Let me introduce my Nokia e71. My smart phone, and I think it is the most powerful and most effective cell phone at the moment on the market. Award Winning Nokia E71 Nominated For 'Best Mobile Handset' or Device Category

I will like to start with the simple phone calls. I have Skype my own Skype number and my yearly paid contract. For all my International Phone Calls or Video Calls (not supported in the US by the providers) I am using Skype via WiFi. ATT MediaNet is just to slow for Video calls or they slow down the connection, I don't now. I am using parallel two phone numbers and phone lines on one device. (I have a ATT MediaNet unlimited data contract Internet, Email, SMS)

Nokia connection
Skype Call

Some helpful applications are record my phone calls, what can set up for all phone calls or selected phone calls. It can be used very helpful, if you need a record of your phone calls in a legal battle. :wink:

Also nice is my Phone and SMS Spam blocker. All unknowing numbers going direct to my mailbox. If important they will left a message and I can call them back. But all numbers from my “black liste” will automatically get a busy signal. For SMS I am using a “white liste”, how is not on my “white liste”, the SMS is going automatically to the trash.

MSN Messenger, Opera browser are onboard now. Firefox is still in “Alpha” if the FF get stable I am going to use it too. Nokia Mail, I have set up 5 email accounts with Nokia Mail. You can set up to maximum 10 email accounts. On the road, I am always connected to my important email accounts.

Office

I have all tools on board what I nead on the road. With QuickOffice I can view, edit and create MS Office 2007 and earlier documents.
Zip, Printer, Adobe Viewer, and a Multi Scanner are on board. I have had no problem to set up my HP Printer at home. In just few second all was done. But the most powerful feature are the Multi Scanner. Using the backside camera, the scanner have a card and text scanner, and can be upgraded with some software to a barcode scanner. Why I say most powerful, I have made the ultimated test. First I installed some translating software. English – German – English, Japanese and Chinese. I tested it on menu cards in Chinese and Japanese restaurants. Scan the Asian text and translating it to English.

Travel Tools
Currency translater is onboard, weather forecast is on board and the Navigation tools for Geotagging Location, Google Maps, Nokia Navigator, etc. Are all onboard. I will never get lost anymore. There are so many applications for download, like sport tracker, navigation for marine, hikers, etc. Depend on what people need.
Games
You feel bored, on the flight, or just for relaxing, thousand of games are available. I have my card sets, and tetris.

Remember this is just a cell phone. You can get it from bestbuy, newegg, amazon or nokia shop in the US. Unlocked and contract free work it with all GSM Providers (T-Mobile, ATT), and services well depend on your provider.

Why it called smart phone? If you are smart you safe a lot of money for International Phone calls, Ring tones, Navigation A-GPS, Music and Video Downloads.

Some Important links for Nokia Smart Phone users.
MOSH Nokia beta. MOSH is a way to fill your phone with safe, free, mobile content like applications, games, videos, widgets, ringtones and more. You can also upload your creations and collect content to organize it for on-the-go access.
http://mosh.nokia.com/ http://mosh.nokia.mobi/

OVI by Nokia - Mobile maps, music downloads, mobile games, photos sharing, files storage, sync contacts, calendar and more
http://www.ovi.com/services/

Software, Info's, Applications, Downloads, Foren
http://www.allaboutsymbian.com/
http://www.symbian-guru.com/
http://www.symbian-freak.com/
http://symbianv3.com/

Changes in my life!

Today, I cleaned up my Blog. Yes, I am getting tired of blogging about Linux and Opera. There are thausends of good Blogs how can take care about it :smile:
So what I am doing next. Just write from time to time a little about me, my neigbourhood, my life. That’s all :cheers:
Do I am using Linux. Yes off course, openSUSE, Archlinux and Debian are still my favorite distrobutions and I am using it. I still try to keep up with Linux Development, and spend some of my time us a Admin at the Ulteo Forum.
Download Opera, the fastest and most secure browser
November 2009
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