My OperaThe Best Automobile Insurance –Sure Way to Save Money
Friday, January 7, 2011 6:17:43 PM
Automobile insurance provides cover to any two or three or four wheelers like cars /autos/ bikes etc. You may expect some unpleasant surprise after purchasing the auto cover if you are not fully aware of all rules and regulations of the insurer.
Let me share few tips which can help you to buy the eBest Automobile Insurance:-
a) Insurers often check your credit report to calculate your ‘insurance risk score’ which ultimately determines your auto insurance rate. If your bill payments are regular, you are likely to be more stable than those whose payments are irregular. If your credit history is shaky ,clean it up first before purchasing the insurance.
b) Insurers have their own way of rating every car make and model. You have to shell out more if your car rating is high. You can verify rates from different companies if you are thinking of buying a specific model.
c) If you are paying the premium annually, you are paying lesser than quarterly / monthly / half yearly modes.
d) You may be prone to accidents if driving for the first time. There are companies which have a ‘forgive the first insurance’ policy about which you can enquire.
e) There are companies which offer insurance covers for specific type of accidents like collision / glass replacement /towing, etc. If you are having an older car, think before opting for all options .This may reduce the premium payment.
Women have taken up driving as seriously and sincerely as men and are not even hesitant about participating in motor racing, car rallies, etc. Apparently it seems that women are paying lesser for auto insurance but the fact is that insurance companies don’t make any gender discrimination while deciding rates and coverage.
It’s true that women are more cautious while driving than their male counterparts. So their premium amounts automatically get reduced to some extent due to lower accident rates. However, men are likely to drive more mileage than women .Thus while comparing insurance quotes , you will be surprised that the basic rate per mileage of use is almost same and sometimes even higher for women.
A comparative study, either online or consulting an insurance agent, will provide different Auto Insurance Quotes for Women. So, if do your research work first you will definitely be able to buy the Best Automobile Insurance.
Let me share few tips which can help you to buy the eBest Automobile Insurance:-
a) Insurers often check your credit report to calculate your ‘insurance risk score’ which ultimately determines your auto insurance rate. If your bill payments are regular, you are likely to be more stable than those whose payments are irregular. If your credit history is shaky ,clean it up first before purchasing the insurance.
b) Insurers have their own way of rating every car make and model. You have to shell out more if your car rating is high. You can verify rates from different companies if you are thinking of buying a specific model.
c) If you are paying the premium annually, you are paying lesser than quarterly / monthly / half yearly modes.
d) You may be prone to accidents if driving for the first time. There are companies which have a ‘forgive the first insurance’ policy about which you can enquire.
e) There are companies which offer insurance covers for specific type of accidents like collision / glass replacement /towing, etc. If you are having an older car, think before opting for all options .This may reduce the premium payment.
Women have taken up driving as seriously and sincerely as men and are not even hesitant about participating in motor racing, car rallies, etc. Apparently it seems that women are paying lesser for auto insurance but the fact is that insurance companies don’t make any gender discrimination while deciding rates and coverage.
It’s true that women are more cautious while driving than their male counterparts. So their premium amounts automatically get reduced to some extent due to lower accident rates. However, men are likely to drive more mileage than women .Thus while comparing insurance quotes , you will be surprised that the basic rate per mileage of use is almost same and sometimes even higher for women.
A comparative study, either online or consulting an insurance agent, will provide different Auto Insurance Quotes for Women. So, if do your research work first you will definitely be able to buy the Best Automobile Insurance.
