My Operamonth to month insurance
Friday, March 30, 2012 4:51:48 PM
If you don't have one, a great place to start is your bank, they have trained staff that can guide you... just make sure you read through any quotes you receive etc and make sure you understand just what you are being covered for.
My 2 cents worth :-)
Eastern Caribbean weather matters a great deal to anyone planning a cruise in that region of the world.
Cruises generally are available for the eastern, western and southern areas of the Caribbean. Ports of call in the eastern region may include Antigua, the Bahamas, San Juan, St. Kitts, St. Maarten, Turks and Caicos and the U.S. Virgin Islands.
But the weather can vary greatly from one island to another for one simple reason -- the distance from the Bahamas in the north to St. Kitts in the south totals more than 1,000 miles. So anyone taking a cruise can see major changes in the weather during a single trip.
Average Temperatures
The average high temperature in the Bahamas ranges from the high 70s Fahrenheit in December through February to the high 80s and sometimes above 90 during the summer months.
Rainfall is moderate during most of the year, but it hits a high point during a brief rainy season in June and again during a longer rainy season in September and October, which are the peak months of the annual Caribbean hurricane season.
Turks and Caicos Islands lie southeast of the Bahamas and as a result have slightly warmer temperatures. Like the Bahamas, winter months still have highs in the upper 70s.
Even more southeast lie the bigger cluster of islands -- Antigua, Puerto Rico, St. Kitts, St. Maarten and the Virgin Islands. The average highs for these islands stay in the 80s even during the winter months, which make them more popular for long-term stays during those months than for cruise visits.
Annual Hurricane Season
Time of year is a much bigger factor in dealing with eastern Caribbean weather.
The annual hurricane season officially runs from June 1 until Nov. 30. What Coverages Will Be Best For Me?
If you are not worried about paying out of pocket for doctor visits and such, and they are few and far apart, and you are young and healthy, then perhaps all you need is a catastrophic health insurance plan. Catastrophic coverage will only cover, yep, you guessed it, things that are catastrophic. Your coverage plan will have a detailed list of things considered catastrophic such as you get your head smashed in a car wreck or you wake up one morning and discover you have cancer. This type of coverage is the cheapest but obviously, very needed for everyone.
Additional Coverages
Usually when one thinks about what one wants covered, we remember to take into consideration doctor visits, injuries, illnesses, lab work, hospital stays, and those kinds of fun things, but there are many additional things that many do not think about that requires additional coverage. Suppose you needed a root canal, or your mind was no longer quite there, or, you became pregnant? You would need health care for those things along with, I am sure, plenty of prescription drugs to go along with it which also, by the way, usually requires additional coverage as well unless you plan on paying out of pocket. How To Pick A Good Health Insurance Company, Dentures Insurance - How To Get A Big Discount On Your Dentures, Dentures Insurance - How To Get A Big Discount On Your Dentures
My 2 cents worth :-)
Eastern Caribbean weather matters a great deal to anyone planning a cruise in that region of the world.
Cruises generally are available for the eastern, western and southern areas of the Caribbean. Ports of call in the eastern region may include Antigua, the Bahamas, San Juan, St. Kitts, St. Maarten, Turks and Caicos and the U.S. Virgin Islands.
But the weather can vary greatly from one island to another for one simple reason -- the distance from the Bahamas in the north to St. Kitts in the south totals more than 1,000 miles. So anyone taking a cruise can see major changes in the weather during a single trip.
Average Temperatures
The average high temperature in the Bahamas ranges from the high 70s Fahrenheit in December through February to the high 80s and sometimes above 90 during the summer months.
Rainfall is moderate during most of the year, but it hits a high point during a brief rainy season in June and again during a longer rainy season in September and October, which are the peak months of the annual Caribbean hurricane season.
Turks and Caicos Islands lie southeast of the Bahamas and as a result have slightly warmer temperatures. Like the Bahamas, winter months still have highs in the upper 70s.
Even more southeast lie the bigger cluster of islands -- Antigua, Puerto Rico, St. Kitts, St. Maarten and the Virgin Islands. The average highs for these islands stay in the 80s even during the winter months, which make them more popular for long-term stays during those months than for cruise visits.
Annual Hurricane Season
Time of year is a much bigger factor in dealing with eastern Caribbean weather.
The annual hurricane season officially runs from June 1 until Nov. 30. What Coverages Will Be Best For Me?
If you are not worried about paying out of pocket for doctor visits and such, and they are few and far apart, and you are young and healthy, then perhaps all you need is a catastrophic health insurance plan. Catastrophic coverage will only cover, yep, you guessed it, things that are catastrophic. Your coverage plan will have a detailed list of things considered catastrophic such as you get your head smashed in a car wreck or you wake up one morning and discover you have cancer. This type of coverage is the cheapest but obviously, very needed for everyone.
Additional Coverages
Usually when one thinks about what one wants covered, we remember to take into consideration doctor visits, injuries, illnesses, lab work, hospital stays, and those kinds of fun things, but there are many additional things that many do not think about that requires additional coverage. Suppose you needed a root canal, or your mind was no longer quite there, or, you became pregnant? You would need health care for those things along with, I am sure, plenty of prescription drugs to go along with it which also, by the way, usually requires additional coverage as well unless you plan on paying out of pocket. How To Pick A Good Health Insurance Company, Dentures Insurance - How To Get A Big Discount On Your Dentures, Dentures Insurance - How To Get A Big Discount On Your Dentures
