My Operamonth to month insurance
Friday, March 30, 2012 6:24:16 PM
But the reality is this - every year independent claims adjusters make tens of thousands of dollars in very short periods of time working catastrophic insurance claims. After Hurricanes Katrina, Wilma, and Rita hit in 2005, thousands of independent adjusters working the affected regions averaged $300 to $400 per claim they closed. A catastrophic adjuster with basic proficiency should close 2-3 claims per day. That equates to $800 to $1200 daily. An outstanding adjuster can close in excess of 5 claims per day. Career cat adjusters can earn well in excess of $100,000 yearly. Further, many adjusters will make all of that money in only three to six months out of the year. The rest of the time can be spent however they wish.
Be it hurricane, tornado, hail, or earthquake - when the seasons bring inclemency, independent adjusters arrive to help pick up the pieces. They are compensated extremely well for their efforts.
Benefit 2: Relative ease of adjuster certification
Most careers with earnings potential comparable to independent insurance adjusting require 4 to 8 years of college and post graduate study. You can become a certified claims adjuster in 3 days. Online and classroom pre-licensing courses, which are available especially in Texas and Florida, can help you obtain your required certification in less than a week. These courses can be intense, but just about any individual who wants to pass can do so.
Obtaining certification obviously doesn't mean automatic employment or even that you are actually qualified to do the job. Should I Get An HMO Plan Or A PPH Plan?
HMO (health maintenance organizations) or also known as managed care, are typically less expensive but you are limited to using only their very specific network of doctors and therefore, hospitals as well. If you go anywhere else for your care you will have to pay full price. Your main doctor (primary care physician) will refer you to a specialist if the need is present. You will not simply be able to go wherever. However, many HMO plans now offer more choices to help ease the burden of being so constricted.
PPH (preferred provider health insurance plans) are more flexible in that you can choose from many more doctors and hospitals because they usually have many other providers also registered with them, but you also pay more for that flexibility.
So, you must decide which is more important to you, more flexibility or paying less for insurance. Once you decide that you will be able to decide on the plan.
How Can I Save On My Health Insurance Plan?
First of all, if you can get your health insurance through your employer, then chances are that that is going to be the best deal for you financially because your employer is going to be paying part of that cost and usually, insurance companies give good discounts for many purchased all at once. That is not to say that that is going to be sufficient coverage for you, as mentioned earlier, but you can always add onto that insurance plan as needed. The older you get the more expensive health insurance will get, so it will be especially good to get any kind of discount you can, especially when you are older.
month by month insurance
Be it hurricane, tornado, hail, or earthquake - when the seasons bring inclemency, independent adjusters arrive to help pick up the pieces. They are compensated extremely well for their efforts.
Benefit 2: Relative ease of adjuster certification
Most careers with earnings potential comparable to independent insurance adjusting require 4 to 8 years of college and post graduate study. You can become a certified claims adjuster in 3 days. Online and classroom pre-licensing courses, which are available especially in Texas and Florida, can help you obtain your required certification in less than a week. These courses can be intense, but just about any individual who wants to pass can do so.
Obtaining certification obviously doesn't mean automatic employment or even that you are actually qualified to do the job. Should I Get An HMO Plan Or A PPH Plan?
HMO (health maintenance organizations) or also known as managed care, are typically less expensive but you are limited to using only their very specific network of doctors and therefore, hospitals as well. If you go anywhere else for your care you will have to pay full price. Your main doctor (primary care physician) will refer you to a specialist if the need is present. You will not simply be able to go wherever. However, many HMO plans now offer more choices to help ease the burden of being so constricted.
PPH (preferred provider health insurance plans) are more flexible in that you can choose from many more doctors and hospitals because they usually have many other providers also registered with them, but you also pay more for that flexibility.
So, you must decide which is more important to you, more flexibility or paying less for insurance. Once you decide that you will be able to decide on the plan.
How Can I Save On My Health Insurance Plan?
First of all, if you can get your health insurance through your employer, then chances are that that is going to be the best deal for you financially because your employer is going to be paying part of that cost and usually, insurance companies give good discounts for many purchased all at once. That is not to say that that is going to be sufficient coverage for you, as mentioned earlier, but you can always add onto that insurance plan as needed. The older you get the more expensive health insurance will get, so it will be especially good to get any kind of discount you can, especially when you are older.
month by month insurance
