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And you thought your debt collector was bad! It was recently revealed that two Dublin City restaurant owners have been harassed and abused by employees of a debt collection company over a disputed debt of 70,000 in Irish Dollars, according to the High Court. Patrick Whelan, owner and majority shareholder of the Mexico to Rome in Temple Bar, Salamanca on St. Andrews Street, Dublin, Da Pino on Parliament Street is the one complaining about this harassment. Fellow shareholder in two of the restaurants Caroline Boyle and Mr. Whelan was granted an injunction yesterday that prevented interference by Jim and Colm Banks which is trading as Jim Banks & Sons Ltd and by their agents and servants. According to Mr. Whelan, he "fears for his family and employees" and has been "shaken to the core" as a result of the threats by individuals called Debt 1 Recovery. Also, he denies the debt in contention. Additionally, Ms. Boyle and Mr. Whelan are worried that a new restaurant venture they had that is due to open will be disrupted. Court records attest that debt collectors entered the restaurants, screaming that they are owed money. Intimidating staff and sending threatening messages, the collectors poured acid over Mr. Whelan's car, as well as his daughters car! The order granted by the local judge stops the defendants from harassing, intimidating and watching and besetting the plaintiffs or attending their restaurant. Yes, this is all illegal. Luckily for us, American citizens are protected by the clauses of the Fair Debt Collection Practices Act. First, a debt collector must positively identify the debtor that they are a collector before they can state that money is owed. Then, collectors must read a statement that was prepared letting the debtor know that they are a collector. This statement is also known as a "mini Miranda." American debt collectors can often offer solutions and resolutions to people's debt problems, and as an added bonus, cannot legally pour acid on your car.

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Rapid Recovery Solution <http://rapidrecoverysolution.ning.com/> is a third party debt collection <http://www.rapidrecoverysolution.com/Collection_Company.html> agency.