My OperaElevar autoestima Some Useful Tips On Kids And Money
Thursday, March 10, 2011 4:19:03 PM
We're all very much aware of the global financial crisis going on and its effects on us and our families. Retailers are reporting a record low for sales this year because everybody is trying to keep up with the times. It's not a very good idea, therefore to let loose our teenagers out on the mall with their credit cards as this could be disastrous to your family's finances.
Parents have the number one responsibility of teaching their children all about spending wisely. However, not a lot of parents out there dare to stand up or even completely forget all these completely. Some would even claim they don't know how. So if you're stuck clueless on money matter lessons, then here are a few useful tips to get your lessons started.
Get a job. Not for you, but for your kid. Of course, if your kid is old enough this is a very practical option. You can even convince him or her to start out their own business, maybe with their crafting hobbies in Oregon craft shows. If they're considerably younger, you might want to just give them simple household jobs and then reward them for good work. Kids tend to give more value to money if they work hard for it and this is the best way to show them how.
Consider opening up a savings account. It's good to have a piggy bank to save some of their allowance or earnings in, but of course, while their at it, why not save it inside an actual bank instead. More and more banks nowadays carry special promotions for young savers and even teenage clients. There are a lot of things they offer that make the prospect even more enticing, like membership to special clubs and all that.
Show them how to budget. It's important to always have a plan to keep everything in order. This may be a bit frustrating, especially if our children tend to lose on some of the budget's aspects. Good thing, you're there to give support and teach them how to rectify financial woes, young as they are.
The rewards of having children who handle money responsibly is a lifetime of confidence that they would always find this necessary aspect of life as something that they don't have to worry about. There's no problem in being able to save up, especially if it teaches your kids responsibility.
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