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IIPM Intellectual Resource

Go ahead, light that festive lamp...

Diwali is one time of the year when buying and investing reaches new heights. To tap into the festivities, a lot of real estate players are pushing ahead their projects for the gala season. Explains Vikram Bhatia, Chairman and MD, Splendor Landbase Ltd., “Indians are still bound by deep rooted traditions and cultures and they try to make important landmarks of their lives on auspicious and religious days.” And if you seriously thought that even prices might rise, given the increased demand, relax! Historically speaking, the best of bargains, and employee bonuses, have come around only during this season. Go ahead, light that festive lamp and call up your stodgy bankers. You might need to make quite a lumpsum withdrawal! 4Ps.

For complete IIPM Research & Publication Article, please click here...

Editor: Arindam Chaudhuri

Source: IIPM Publication

IIPM Publication: Global Financial Stability Report, May 2006 : IIPM

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The situation has forced the Governor of Bank of England, Mervyn King, to issue a warning about mounting debt levels, stating ominously, “A potentially large social problem is materialising.” And the situation is expected to aggravate further. As David Harker, Chief Executive, CAB, comments, “Low income, combined with badly informed and poorly understood financial decisions, are at the root of many of the clients’ debt problems. For many, there is a little prospect of their income increasing or circumstances changing.” At present, the UK Non-Performing Loan (NPL) figures are ticking like a time bomb that can burst anytime, with NPL to total loans ratio morbidly cascading upwards to about 2% (Global Financial Stability Report, May 2006), as against the global norm of 1% recommended by Bank for International Settlements. Unless UK banks follow a terribly strict credit information policy and start monitoring loan repayments in a vigorous and timely manner, a future NPL shock will become unavoidable. UK regulators need to strengthen their banking standards in order to put a check on further doubtful borrowings. Perhaps they needn’t worry. With just $37 free at the end of every month, would the average UK citizen even be able to ever take further loans?

For complete IIPM Editorial Article, please click here...

Source: IIPM Publication, Editor: Arindam Chaudhuri

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IIPM in the field of Education and Research

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The Indian Institute of Planning and Management - IIPM has laid down twin tasks:
  • To reorient education and research towards the needs of both the private and public (government) sectors
  • To establish the link between the national economic planning and the development of private enterprises in our country.


IIPM initiates training and research on problems of development that must be solved for realizing planned national objectives. The education in India unfortunately is primarily concerned with private sector needs and has overlooked the of private sectors specific needs. The basic framework of India has not been formulated in a right manner within which they should operate as a result it has failed to do justice to the private sector. The scope and role of the Indian private sector, in the context of national economic planning, is quite distinct from that of the foreign private sector firms operating in free market economies originally developed through colonial exploitation.


For more information on iipm, please visit www.iipm.edu

Knowledge Center (Planman & IIPM)

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Planman and IIPM run the Knowledge Center together, and publish a number of journals and magazines. Planman's consultants and IIPM's faculty work together to research and collate data and articles to provide incisive analysis across Marketing, Human resource and IT arena's for Planman's clients.


For More information on IIPM, please visit the website www.iipm.edu


For More information on Planman Consulting, please visit the website www.planmanconsulting.com


Copyright IIPM, 2006

IIPM is India 's largest B-school & Planman's Global Academic Partner.

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