Jannetta's Blog

Insurance company rip-off

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Can anyone understand this or at least explain it? I have had my car insured with the AA for quite a few years now. About a month ago I called the AA to inform them of my divorce and that I have changed my surname back to my maiden name.

Shortly afterwards I received a letter telling me to pay an extra £103. I called to find out why and here is what they told me. Because I am no longer married, it will cost extra to have my x-husband on the policy. Obviously I told them to remove him from the policy. After this, they told me, it would still cost £45 more.

Now this makes no sense to me at all. According to the AA, Norwich Union, who underwrites the policy, charges a single individual more than they would charge two married people on the same policy. How can I as an individual pose more of a risk than two people or is it just a question of ripping one of because they can?

Actually I would have appreciated it if they could have put it in the letter that, they rip me off just because they can. I don't really appreciate having a young rookie customer service guy trying to explain to me that one person poses more of a risk than two! It kind of implies that I am stupid enough to believe it. Maybe the AA should also make some effort to inform clients of the impact of changes at the time they make the changes and not a month later.

Any suggestions?

The North of EnglandAnd the insurance saga continues

Comments

Pam Williamspaminhenan Thursday, August 24, 2006 10:06:21 AM

Maybe single people pose more of a risk because they go out, stay out late, drink more, and might get t\into an accident....who knows.....one of my friends always says there's a special place in HELL for insurance companies.....

Jannettajannetta Saturday, August 26, 2006 7:04:34 AM

What single people are you talking about - not those with any kids I guess? Maybe I should call and ask whether they realise I have kids. Or maybe I should just sit back and imagine them in that special place your mentioned!

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