My OperaConsumer Credit Counseling Information
Thursday, March 29, 2012 9:12:43 PM
Finding a credit counseling organization that is in that has your methodology and practices in place that benefit you the most can be difficult. One must always thoroughly research any company you are currently working with and may work with in the future.
Written by Rick Munster
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Many people believe that this decision to join some sort of credit counseling company is one of the hardest decisions to make when in all of the reality it are frequently finding the right company to use. Let's face it for those who have debt and can't afford to be charged your bills you require help. It really boils down to what program to join and with what company.
There are literally thousands of different credit counseling companies out there and that is why we have spoke with many hundreds them extensively about their programs to find out which companies are legit and which ones are not.
Below could be the top 5 questions in which you might want to ask any debt pain relief program before enrolling.
#1 Are you currently licensed to do business inside my state? Might sound like some sort of silly question but in order for a company to do business in certain states it requires them to experience a license and be backed by an attorney.
#2 Are you experiencing any accreditations? It is important that you are working with a corporation that is and has been accredited by its regulators by which it conducts business.
#3 Might this affect my consumer credit? All debt relief applications will affect your credit whether you like it or not. This question is always to test if they are telling you the truth.
#4 Do you get paid a commission? Sales representatives that are paid by commission are more likely to charge you more fees and place you into a program that doesn't make the most sense for you in order to make more money.
#5 How long are you currently in business? We recommend that you do not work with a company who has been around business under 12 months.
Below are our picks and consumer credit counseling reviews:
#1 Impact Debt relief:
Impact Debt Pain relief gets our #1 vote due to there personal service, capacity work in all states and great background within the industry.
#2 Eagle One A debt settlement program:
Eagle One takes the #2 spot. Smaller firm that are able to only work in a handful of states. Eagle One is a legitimate company but seems to spotlight more of a more compact debt amounts and bank plastic.
#3 Freedom Debt relief:
Freedom rounds out our top 3 credit ratings counseling companies. Freedom is one of the largest firms out at this time there but what scares us about them is the quality of complaints with the BBB as well as some pending lawsuits. Still a viable source though.
We rated the top 3 firms based with fees, years in business, accreditation, and overall customer service. To read more about the above referenced companies in order to receive a free insurance quote visit our site following.
.
Consumer Credit Counseling"Cut Your Payments in half! " the headline screams. "Consolidate Your Bills into One Low Payment amount!
Written by Rick Munster
.
Many people believe that this decision to join some sort of credit counseling company is one of the hardest decisions to make when in all of the reality it are frequently finding the right company to use. Let's face it for those who have debt and can't afford to be charged your bills you require help. It really boils down to what program to join and with what company.
There are literally thousands of different credit counseling companies out there and that is why we have spoke with many hundreds them extensively about their programs to find out which companies are legit and which ones are not.
Below could be the top 5 questions in which you might want to ask any debt pain relief program before enrolling.
#1 Are you currently licensed to do business inside my state? Might sound like some sort of silly question but in order for a company to do business in certain states it requires them to experience a license and be backed by an attorney.
#2 Are you experiencing any accreditations? It is important that you are working with a corporation that is and has been accredited by its regulators by which it conducts business.
#3 Might this affect my consumer credit? All debt relief applications will affect your credit whether you like it or not. This question is always to test if they are telling you the truth.
#4 Do you get paid a commission? Sales representatives that are paid by commission are more likely to charge you more fees and place you into a program that doesn't make the most sense for you in order to make more money.
#5 How long are you currently in business? We recommend that you do not work with a company who has been around business under 12 months.
Below are our picks and consumer credit counseling reviews:
#1 Impact Debt relief:
Impact Debt Pain relief gets our #1 vote due to there personal service, capacity work in all states and great background within the industry.
#2 Eagle One A debt settlement program:
Eagle One takes the #2 spot. Smaller firm that are able to only work in a handful of states. Eagle One is a legitimate company but seems to spotlight more of a more compact debt amounts and bank plastic.
#3 Freedom Debt relief:
Freedom rounds out our top 3 credit ratings counseling companies. Freedom is one of the largest firms out at this time there but what scares us about them is the quality of complaints with the BBB as well as some pending lawsuits. Still a viable source though.
We rated the top 3 firms based with fees, years in business, accreditation, and overall customer service. To read more about the above referenced companies in order to receive a free insurance quote visit our site following.
.
Consumer Credit Counseling"Cut Your Payments in half! " the headline screams. "Consolidate Your Bills into One Low Payment amount!
