User Centered

Eddie Lopez is the kind of tech-savvy guy for which a service such as Legacy Locker was made. The St. Paul, Minnesota, man has three online banking accounts, a PayPal account, domain names, Web-hosting accounts, multiple e-mail addresses and many social-networking accounts.

"I do think this is something people should be really considering these days," Lopez told CNN when asked about services such as Legacy Locker. He wants to hire a service to handle his digital assets but is concerned about privacy.

"Although I'm glad there's people breaking ground in this area, I don't think I would jump at the first opportunity to sign up," Lopez said. "My concerns are turning over such an exhaustive list of user names and passwords to a single business. That's one-stop shopping for any hacker to get access to just about every detail of my life."

Lopez would prefer to entrust half of his digital-security information to a service such as Legacy Locker and the other half to family members, so that each side's information would be useless without the other's.

"I hope Legacy Locker and similar services can address these privacy-security concerns with some real-world solutions," he said. "I just don't feel comfortable turning over my digital life -- built over 15 years -- to a kind promise."